Frequently asked questions

We have a list of frequently asked questions about us

This will be based on a number of factors, including your income, credit score, credit history, and many others

Yes, the card issuer will perform a credit check prior to issuing the card.

This will depend on the card but in most cases, no. There will be a minimum payment due based on the total amount charged. Anything left unpaid by your due date will be subject to interest charges the following month.

APR stands for annual percentage rate and is used for comparing credit cards. It takes into account the rate of interest you’ll pay as well as any additional fees or charges you may be subject to.

A debit card is tied to your bank account and pays directly from the funds in that bank account. With a credit card, the issuing bank is actually paying for the purchases and you have to pay them back on your due date.